Do you have a vacation or a home renovation project planned? Pricey stuff. Consider doing some work on the side so you can reach your goal more quickly or even afford upgrades.

Side hustles may not earn you much money right away, but that income can help support your expensive hobbies—like travel or home DIY–and you may earn more money over time. Besides, there are plenty of business owners out there who started now-successful ventures as side hustles.

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If you’re trying to build your savings, targeting subscriptions is an easy way to make a big impact with minimal effort. The cost of subscriptions can easily sneak up on you. That extra $20 you spend each month to watch a couple more TV channels may not seem like much, but it inevitably adds up to $240 over the course of the year.

If you’re able to reduce your subscription or membership spending by $20 here and by another $20 there, in 12 months your savings account will be almost $500 bulkier. And since you can typically replace these subscriptions with free or cheap alternatives, you probably won’t even miss them at all.

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They say nothing is certain except for death and taxes. However, the amount of taxes you pay isn’t necessarily a hard and fast figure. Case in point: If you have work-related expenses that aren’t reimbursed by your employer, there may be deductions you can claim.

There are precise criteria and limits to your tax write offs, so it may take you some time to establish which deductions are legit. But at the end of the day, you may be surprised by how much money you can shave off the bottom line of your tax bill.

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Personal finance is just that—personal. That’s why many tips for “living frugal” that I see on personal finance blogs or social media don’t interest me. They’re simply not applicable to my situation. In fact, some frugal tips are highly impractical for most people. Consider these popular frugal tips, and then take some time to reconsider.

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In this world of choices, it can be difficult to decide where to invest that hard-earned money. The interest rates of savings accounts are laughably low and the stock market can seem scary. But it doesn’t have to be that hard. What if Warren Buffett himself were to tell you there’s an easy and reliable way to make money in the stock market?

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