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Nomad Wallet

Travel More. You Can Afford It.

The Art of the Side Hustle: 5 Ways to Earn Extra Money @SmartyCents

April 28, 2015 by Deia Leave a Comment

Do you have a vacation or a home renovation project planned? Pricey stuff. Consider doing some work on the side so you can reach your goal more quickly or even afford upgrades.

Side hustles may not earn you much money right away, but that income can help support your expensive hobbies—like travel or home DIY–and you may earn more money over time. Besides, there are plenty of business owners out there who started now-successful ventures as side hustles.

Click here to read the rest of the article on SmartyCents.

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Affording Travel Interview: Aileen Left Her Corporate Job and Built an Online Business

April 17, 2015 by Deia Leave a Comment

How One Traveler Quit Her Job and Built an Online Business

How long does it take to be financially ready to travel full time?

The answer, of course, depends on your personal situation.

For Aileen, it didn’t take long at all. Once she recognized what she wanted, she took action to make it come true. In a matter of months, she started earning money online.

And quitting a stable job to travel doesn’t have to be a huge, scary leap into the unknown either. Aileen took small steps and reached her goals gradually.

Click here to continue reading and find out how she left her corporate job to travel in the following interview!

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Save Your Money. Cancel These Subscriptions Already! @SmartyCents

March 24, 2015 by Deia Leave a Comment

If you’re trying to build your savings, targeting subscriptions is an easy way to make a big impact with minimal effort. The cost of subscriptions can easily sneak up on you. That extra $20 you spend each month to watch a couple more TV channels may not seem like much, but it inevitably adds up to $240 over the course of the year.

If you’re able to reduce your subscription or membership spending by $20 here and by another $20 there, in 12 months your savings account will be almost $500 bulkier. And since you can typically replace these subscriptions with free or cheap alternatives, you probably won’t even miss them at all.

Click here to read the rest of the article on SmartyCents.

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10 Work-Related Tax Write Offs You’re Probably Missing @SmartyCents

March 10, 2015 by Deia Leave a Comment

They say nothing is certain except for death and taxes. However, the amount of taxes you pay isn’t necessarily a hard and fast figure. Case in point: If you have work-related expenses that aren’t reimbursed by your employer, there may be deductions you can claim.

There are precise criteria and limits to your tax write offs, so it may take you some time to establish which deductions are legit. But at the end of the day, you may be surprised by how much money you can shave off the bottom line of your tax bill.

To read the rest of this article on SmartyCents, click here.

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Affording Travel Interview With Yeison and Samantha: Bloggers and Freelancers

February 13, 2015 by Deia 6 Comments

Just as working full time sucks the life out of people who are more suited to a life of travel, traveling full time exhausts those who prefer to have a place to call home. Fortunately, there are lots of different alternatives in between.

For example, you can choose to live as an expat in another country and work there, using your days off to explore the surrounding areas. Once you feel like it’s time to move on, you can live in another country. Rinse and repeat as much as you like.

That’s what Yeison and Samantha of Mytanfeet are doing.

Yeison and Samantha met during a volunteer trip in Central America. After 2 years of being in a long-distance relationship, Samantha moved from the U.S. to Costa Rica to be with Yeison.

Samantha started out living as an expat who worked at local establishments and they’ve now managed to build location-independent income sources.

Click here to check out how they did it in this interview!

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Frugal Tips That May Not Actually Save You Any Money @SmartyCents

February 3, 2015 by Deia Leave a Comment

Personal finance is just that—personal. That’s why many tips for “living frugal” that I see on personal finance blogs or social media don’t interest me. They’re simply not applicable to my situation. In fact, some frugal tips are highly impractical for most people. Consider these popular frugal tips, and then take some time to reconsider.

Click here to read the rest of this article on SmartyCents.

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Affording Travel Interview With Dale and Franca: Full-time Travel for 2 Years on $30,000 Savings

January 30, 2015 by Deia 6 Comments

If I looked up “budget traveler” in a dictionary, I wouldn’t be surprised to see a picture of Dale and Franca there.

I’ve read many RTW budget reports and I rarely come across numbers quite like theirs. They have been traveling full time for 2 years now and they have yet to use up the $30,000 they originally left home with. This is impressive, considering the money covers all expenses for the two of them as they travel the world.

Dale and Franca have a great story about how they started traveling and I recommend that you read all about it on their blog, Angloitalian Follow Us.

In short, Dale had been wrestling with depression for some time and he finally managed to clear his head during a trip to Venice, so he asked himself, “Why can’t every day be like this?”

Then they realized that they could, in fact, make every day be just like that, so they made it happen. Life can be really simple when you know what you want.

To read the interview, click here.

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Affording Travel Interview With Kirsten: Almost 80 Countries in a Wheelchair

January 16, 2015 by Deia 8 Comments

Money is not the only thing that stops people from traveling. Sometimes, there are physical limitations that make travel difficult.

I believe that, more than anything, being able to travel is about believing that it can be done.

I hope today’s interview with Kirsten (a.k.a. Globetrotter in a Wheelchair) drives that point home. Despite her handicap, Kirsten has been to almost 80 countries.

Check out how she does it in this interview.

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Here’s Why You Should Invest in Index Funds @SmartyCents

January 13, 2015 by Deia Leave a Comment

In this world of choices, it can be difficult to decide where to invest that hard-earned money. The interest rates of savings accounts are laughably low and the stock market can seem scary. But it doesn’t have to be that hard. What if Warren Buffett himself were to tell you there’s an easy and reliable way to make money in the stock market?

Read more…

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Affording Travel Interview With Nick and Dariece: English Teachers and Digital Nomads

January 2, 2015 by Deia 12 Comments

Traveling full time usually also means quitting conventional, secure jobs.

That’s a scary thing to do, especially if you’ve always had conventional, secure jobs all your adult life. So there’s a big puzzle you feel you have to solve before you jump: How can you not run out of money when you always travel and don’t have a “real” job?

Over the years, Nick and Dariece of Goats on the Road have been RTW-ers, full-time travelers, expats and digital nomads. But it seems to me like they’ve maintained the same approach when it comes to their finances: plan for about a year or two into the future and see what happens.

If you want to travel full time, there’s a temptation to figure out every single thing before you start. I hope this interview can show that it’s okay to take it one step at a time.

To read the interview, click here.

[ Read More ]
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